Loans in Austria
No money? This is what the typical debtor looks like
A new car, a building plot or even a new house - very few people in Austria manage without debt. Krone+ took a look at how much the average house builder borrows, how long they take to pay it back and which clients make use of debt advice.
Especially in recent years, since the tense economic situation caused by coronavirus and the war in Ukraine has made itself felt in many people's wallets, investments in large properties have declined. The construction industry, for example, is struggling enormously with a lack of orders. No wonder, as the cost of materials has risen enormously, while the money in savings accounts has become worth less due to high inflation. Only very few people are able to build a house. Even home ownership is out of reach for many people.
Only very few Austrians can make large investments without debt. This is precisely where credit institutions and experts in residential construction financing, such as Infina, step in. "With a new business volume of more than one billion euros in 2023, Infina is the market leader in the free and digital brokerage of private real estate financing in Austria," says Infina CEO Christoph Kirchmair, who naturally knows his customers inside out thanks to numerous statistics.
This enables him and his employees to get a precise picture of the typical borrower in Austria and to respond to them even more precisely. Krone+ also took a closer look at the Austrian borrower. This is what he looks like:
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