Attention, debt trap
Why overdrawing your account is no trifling matter
Inflation, higher living costs: the number of people who have to overdraw their account has also increased significantly. Never mind, you think? Watch out, you're wrong: if you regularly overdraw your account, you run the risk of falling into a serious debt trap. Why exactly this happens and what you can do about it.
Do you know the current interest rates? Depending on the bank account, interest rates currently reach up to 13 percent. But I'm not talking about the "good" interest rates that enrich your account, but those that are a drain on it. In view of the fat minus that more and more Austrians have on their accounts at the end of the month, it must be emphasized: Regularly using the overdraft limit on your current account is not a good way to go.
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