Less than 500 euros
Many face financial ruin in emergencies
Financial emergencies can occur at any time. Nevertheless, according to an online survey by TeamBank, around one in five adults in Austria has hardly any reserves. Many of them also repeatedly resort to financing options.
According to the survey, five percent have no savings at all and seven percent have no idea how much money they can fall back on in an emergency. However, the proportion of those who have less than EUR 500 set aside has fallen: while this figure was 23% in February, it is currently 19%.
13% of Austrians would have between 500 and 1000 euros at their disposal in an emergency. Somewhat higher savings, i.e. more than 1000 euros, are held by around 14%. Most respondents (25 percent) have 5000 euros or more set aside.
Purchase on account very popular
75 percent of respondents stated that they had already made use of various financing options. The most popular option was purchase on account (35 percent), followed by installment credit and overdraft (both 27 percent).
However, according to the survey, six out of ten people only used credit in emergencies. "The high price increases of recent years and the subdued economic conditions are unsettling many people," said CEO Christian Polenz in a press release. As a result, Austrians are "reluctant to make purchases". A total of 1525 people between the ages of 18 and 79 were surveyed online in July by the market research institute YouGov on behalf of TeamBank.
This article has been automatically translated,
read the original article here.
Kommentare
Willkommen in unserer Community! Eingehende Beiträge werden geprüft und anschließend veröffentlicht. Bitte achten Sie auf Einhaltung unserer Netiquette und AGB. Für ausführliche Diskussionen steht Ihnen ebenso das krone.at-Forum zur Verfügung. Hier können Sie das Community-Team via unserer Melde- und Abhilfestelle kontaktieren.
User-Beiträge geben nicht notwendigerweise die Meinung des Betreibers/der Redaktion bzw. von Krone Multimedia (KMM) wieder. In diesem Sinne distanziert sich die Redaktion/der Betreiber von den Inhalten in diesem Diskussionsforum. KMM behält sich insbesondere vor, gegen geltendes Recht verstoßende, den guten Sitten oder der Netiquette widersprechende bzw. dem Ansehen von KMM zuwiderlaufende Beiträge zu löschen, diesbezüglichen Schadenersatz gegenüber dem betreffenden User geltend zu machen, die Nutzer-Daten zu Zwecken der Rechtsverfolgung zu verwenden und strafrechtlich relevante Beiträge zur Anzeige zu bringen (siehe auch AGB). Hier können Sie das Community-Team via unserer Melde- und Abhilfestelle kontaktieren.